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Taking out a personal loan is a great way of getting out of debt but if it’s not managed properly or you can’t afford the repayments, you’ll find yourself in trouble very quickly. Commercial or business loans can open up the company to new

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While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get the money deposited within the hour. Think of the process as depositing a check into your bank account, typically, you have to wait at least 24 hours before the check clears and the money is available for you to use from your account.

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Sometimes, when you're struggling under a mountain of debt, you might consider getting a personal loan or extension of credit—like a credit card—to get you through tough financial times. Although in most situations this tactic i

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